The Affordable Care Act allows for medical and prescription drug coverage for eligible Child Dependents through the last day of the calendar year in which he/she reaches age 26. Dental coverage for your dependent child typically ends at the end of the calendar month of his/her 23rd birthday. Refer to our Plan Booklets for more information. When your child is about to age out of the medical, prescription, or dental plans, it is important that you notify the Business Office (cdudley@msemail.org / 5280) to learn about continuing coverage options like COBRA or the New Jersey Chapter 375 (<31 Dependent) plan (below). The New Jersey Chapter 375 (<31 Dependent) Plan * Aging-out of a group health plan What is the cost for the plan? Premium costs for your dependent plan are based on the District's current Single-tier plan. Your dependent is fully responsible for these premiums. The carrier bills and collects premiums directly from your dependent. Your dependent is enrolled as a standalone member; his/her expenses do not impact plan cost-sharing requirements or limits (e.g. family deductibles, plan maximums). * His/her 31st birthday If a dependent loses eligibility but meets requirements at a later date, he/she can again elect coverage.
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