Frequently Asked Questions
Warren Hills Regional School District



What health plans are available to me as an eligible Board of Education employee?

The District currently offers medical benefits through the SEHBP. Our prescription coverage is offered through Benecard and dental through Delta Dental. Refer to the Plan Options page for details about our plans.

What is the "health waiver" option?

The health waiver, or "cash-in-lieu-of-benefits" option, offers flexibility in creating a personalized package of benefits. This option is an alternative to selecting health care coverage through the District, but is available only to employees with other health coverage. For example, if you have coverage through your spouse's employer, you may be eligible to receive cash instead of the District's health coverage. If you lose your other coverage, you can immediately enroll in the District plan by completing an enrollment form and providing loss documentation.

If you have questions about this option, please contact Charlene Finn (x1048) for instructions. Visit the Waiver Option page for more details.


When can I make changes to my plan?

You can make changes to your plan during our annual Open Enrollment. However, if your family experiences a qualifying life change (such as marriage, adoption, birth, or death), you may be eligible to update your plan at that time. It is important to notify Charlene Finn (x1048) immediately when such an event occurs.

How can I add new dependents to my plan?

When an important event occurs in your life, such as marriage, adoption, or the birth of a child, you have a specified window of time to make changes to your health plans. It is important to enroll your new dependent within the given window or you may need to wait until the next Open Enrollment.

Newborn children are automatically covered for 60 days from date of birth. To continue beyond the initial 60 days, you must actively enroll your child into the District plans. All other new dependents must be enrolled within 60 days of eligibility. To make a smooth and timely update within the given window, complete the appropriate enrollment forms and forward to Charlene Finn (x1048) immediately after the event.

What are the rules for dependents who "age out"?

The Affordable Care Act (ACA) provides for medical and prescription coverage through the Warren Hills Regional Board of Education for your eligible dependent through the end of the year in which he/she turns to age 26. Dental coverage for your dependent child typically ends at the end of the year of his/her 23rd birthday.

You must notify the District when your dependent is no longer eligible for coverage or he/she could forfeit rights to continuing coverage options. Children no longer covered by your plan may be eligible to continue coverage under COBRA, the ACA, or the New Jersey Chapter 375 (<31 Dependent) plan (see below).

Refer to the Eligibility page for more information.

What is the "Chapter 375" plan?

The New Jersey Chapter 375 (Dependent <31) plan gives eligible adults to age 31 the choice to elect health and/or prescription coverage under a parent's group health plan. Visit the New Jersey Chapter 375 page for more information.

Where can I find a list of providers that participate in my plan?

Our carriers provide helpful search tools to help you locate primary doctors, specialists, facilities, and others that participate in your plan:

Horizon Find a Doctor
Delta Dental Find a Dentist or Office

Where can I get help if I have questions about claims or benefits?

If you have questions about your plans, visit the Get Help page for help reaching our carriers via toll-free phone numbers, online services, or websites. You can find help with questions about your benefits, providers, claims, and more. Be sure to have your ID card and birth date handy.

How can I find out about mail-order pharmacy?

Our prescription carrier, Benecard, fills your mail-order prescriptions through Benecard Central Fill. Save time and money with few trips to the pharmacy. Visit the Prescription Drugs page for more information.

How can I find out about COBRA benefits?

If a qualifying event occurs, you and your enrolled dependents may be eligible to continue benefits under COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985).